When I happened to be hospitalized six months back, I got to experience firsthand all the aspects of privatized healthcare. I opted for one of those premium hospitals to avoid having to wrestle with the long lines and the general all-round madhouse atmosphere of a government hospital in India. I experienced the enormous cost of private healthcare which would surely be un-affordable for a vast majority of Indian families. I experienced the tricks of health insurance -- I had 2 or 3 policies but had to pay the entire cost out of pocket [in advance]. Very clever of profit-minded insurers. An example: I happened to be in the hospital for only one day and that was the deductible for one of the policies I was holding. Clearly I was not sick enough. But those are specific problems of the healthcare industry. What struck me was a personal experience which I feel I can extend and generalize.
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